Walker & Associates: Looking At Your Property Risks from All Angles
Walker & Associates offers Property insurance from top-rated insurance carriers to all sizes of businesses across diverse industries in Central Indiana. Whether you own a construction company, a retail operation or restaurant, your property exposures can be significant and require the depth and breadth of experience you will find with us to properly protect you against these risks.
We’ve been insuring businesses throughout Central Indiana for six decades. Our clients depend on our ability to assess their risk, make recommendations and access top-rated, financially sound insurance carriers to insure their exposures. They also rely on us to keep their insurance program updated when emerging trends surface or operations change due to expansion.
What Your Property Insurance Covers
Property insurance covers the physical assets of your company—your building, its contents, and some outdoor property associated with your business. This can be caused from storm damage, accidents, malicious actions, theft, and other risks as well. Property policies can also be tailored to meet the particular needs of your business. When we conduct our risk assessment of your current insurance, we’ll evaluate the coverage amounts on your building and business personal property (inventory, furniture, equipment, and other assets), your deductibles and coinsurance values and how the insurance is applied. We’ll also evaluate what the cost would be to replace your building or business property in the event of a loss. We want to make sure that your building and contents are insured for their value.
We’ll also look at whether your Property insurance includes valuable papers and records, adequate debris removal, increased cost of construction, improvement and betterments, and equipment coverage.
Another component we will evaluate is your business interruption exposure, reviewing the following:
- If you were to have a property loss and could not operate for a specific period of time, what expenses are you obligated to continue to pay?
- If you are a retailer or restaurant operation are you dependent on an anchor store for foot traffic and customers? What happens if that business were shut down, would your operation suffer?
Our professional staff will look at these issues and much more to provide you with comprehensive, competitive Property insurance.