Walker & Associates: Dental Insurance Options for Your Employees
Dental insurance ranks right up there with health insurance for employees when evaluating the strength of an employee benefits plan. Walker & Associates can help you offer a Group Dental plan to your employees based on your company needs. There are several choices we can review with you to determine what makes sense in terms of scope of coverage and cost.
Coverage Plans Available
We can design a Group Dental plan to offer:
- A high level of coverage (special procedures like crowns and bridges, dentures, etc.) in addition to regular cleanings, cavity repair, root canals, maintenance and preventative care. Participating dentists are paid directly based on a set fee schedule and your employees pay the coinsurance fee.
- Lower coverage levels for some services with a higher coinsurance paid by employees. Participating dentists are paid directly based on a set fee schedule, with employees paying the coinsurance.
- A non-participating plan in which set dentist fees are not established. Employees will receive the plan-allowed reimbursement based on the fee schedule for non-participating dentists. A non-participating dentist can bill the employees the difference between the plan’s fee schedule and the dentist’s fee.
Each plan has its own deductible structure and rules, but all provide affordable options for both employers and employees. Our staff will go over each plan in detail explaining the benefits provided.