Walker & Associates: Catering to Your Restaurant Insurance & Risk Management Needs
The restaurant sector is a highly competitive industry where profit margins are often razor thin and restaurant owners face a host of unique risks. This includes slips and falls, food safety, cyber security exposures from online payment systems and wage-and-hour disputes.
Walker & Associates insures all types of restaurants – from fast food and diners to family style establishments and fine dining – throughout Central Indiana. We work together with restaurant owners to manage their crucial risks. This involves implementing proactive risk management strategies to help address your varied daily industry exposures and securing the right insurance program in the event of a loss or accident.
Key Exposures for Restaurants
Some of the exposures restaurants face include:
- Slips, Trips and Falls Liability
- Electrical and Fire Hazards
- Business Interruption
- Indoor Air Quality
- Food Quality Control & Liquor Liability
- Delivery Operations Risks
- Cyber Liability
- Employee-Related Complaints
- On-the-Job Injuries
Our staff will examine these and other exposures to ensure that the portfolio of coverages you have will respond effectively. We will also help to pinpoint areas where improvements can be made to strengthen your safety practices and lower your costs.