While the Occupational Health and Safety Administration (OSHA) oversees workplace safety, its inspectors can’t evaluate every business. It’s true that a comprehensive Indianapolis Retailers Insurance policy will protect your business should an unfortunate incident happen, but preventing problems is always preferable to reacting to them.
No one is as knowledgeable about or invested in your store than you are. Here are three things you can do to protect your customers, your employees, yourself, and your merchandise.
Prepare for Disaster
Why are tornadoes, hurricanes, earthquakes, and flash floods so devastating? Because they often occur with little warning. You can’t prevent these disasters, but you can be ready for them. Have a pre-identified safe room in your store where you, customers, and employees can gather should sirens signal the approach of a natural disaster. Equip it with first-aid supplies, water, nonperishable foods, blankets and tools to help you dig your way out should you need to.
Assume That Criminals are Targeting Your Shop
Shoplifting, smash-and-grab robberies, brazen holdups and parking-lot carjackings are all very real retail risks. Hopefully your shop will not be targeted. If it is, you’ll be glad if you’ve prepared by installing security cameras and alarm systems, or hired armed guards to protect your business. All can help nab bad guys who target you.
Train for Emergency
In an emergency, every minute counts. Whether an employee chokes during his lunch break, a customer falls to the floor clutching his chest, a maintenance person slices his hand on a hunk of broken glass, or a delivery driver crashes through the front of your store, would you know how to react? Would your employees? CPR, the Heimlich maneuver, and knowing how to create a makeshift tourniquet are skills that should not be reserved for the Boy Scouts. Your team is like your troop and your motto should be, “Be Prepared!”
Hopefully you’ll never experience crime, emergency, or disaster on the job. If you do, you’ll be glad you prepared and that you have solid insurance. Whether your shop is large or small; sells clothing, cookware, cookies, or something entirely unrelated; is located in a giant shopping mall or in a secluded stand-alone storefront, Walker & Associates Insurance offers retailers insurance packages to meet your unique needs. Call us today at (888) 760-7292 for a free quote.